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Paradise Made Easy
Enjoy The Ultimate Overseas Retirement--
Fully Figured Out And Turn-Key Save tens of thousands of dollars--while avoiding
costly mistakes and needless frustration--on your journey to launching your new life in this truly remarkable retirement haven... Dear Live and Invest Overseas Reader, When you think about your new life overseas, which of the following appeals the most (please click one): Did you make your choice? Yes, it's tough to restrict yourself to just one of those options. And, truth is, when it comes to choosing your retirement destination, you often have to make these kinds of choices and compromises--sacrificing good infrastructure for affordable beachfront, for example, or first-class health care for a back-to-nature experience... Often, but not always...You see, there's one little place I know that offers everything on my list above...and much, much more, as well. As we stand on the threshold of 2011, this country qualifies as one of the best places in the world to hang your hat. It's also a tax haven, a banking haven, and a top investment haven.
I'm talking about Belize--the under-the-radar, sand-fringed country in the Caribbean that you rarely hear any news report about...but that has so much to offer the foreign retiree and investor. Belize doesn't make for sensational press. The global media is more interested in reporting on collapsing markets and corrupt, ineffective governments than a country that's managed to avoid crisis, economic and otherwise, and that boasts probably the most stable banking system in the world right now. Belize isn't bothered. It understands the advantages of a low profile...as do the people who choose to call this beautiful, English-speaking country home. Belize is a place where you can:
"No regrets. Not a one!"
"'Do you have any regrets about moving to Belize?' That's the question Ann and Mike Kuffner from San Francisco are most frequently asked by their neighbors in Ambergris Caye, as well as by family and friends back home. "Without hesitation, my husband Mike and I answer, 'No. No regrets. Not a one,'" says Ann. "The folks back home often find it baffling that we could be as happy--in fact, happier--living here in little San Pedro Town than we were living in the San Francisco Bay Area. "Initially, we invested in property on Ambergris Caye because of our love for the Caribbean Sea and the laid-back tropical lifestyle on this island. Even today, years later, we're still thrilled to be surrounded by so much beauty, color, and nature. "But there's another attractive aspect of daily life on Ambergris Caye that kept drawing us back to this low-key Caribbean retreat: The people and the strong sense of community we perceived here from the start. I'd never experienced anything like it before. In a big metropolitan area, like the San Francisco Bay Area where we were living, one can easily feel lost in a sea of bodies. It's difficult to get to know your neighbors. "On my first return trip to Ambergris Caye, I was greeted again and again by people who remembered me from the prior year! Everywhere I went, on the beach and around town, people recognized me and reacted as though they were seeing a long-lost friend...even though I'd met them only once before! It was a revelation for me. I seemed to have more friends in San Pedro than in California, where I'd been living for so long. "I find it comforting, at this time of economic and political upheaval and uncertainty worldwide, to live in a place where everyone knows me and my husband, where we are part of a happy, contented community of people who are not worried over their futures because they have taken control of their futures. We're all here building new lives together. We lend a hand to help each other any way we can. We all look out for one another..." Ann and Mike aren't alone in these sentiments. We hear the same message of delight and confidence in their decision from everybody we talk to who's made Belize part of their lives, from expats and retirees who've settled all over this country...in Ambergris Caye and the Cayo, in Corozal and Placencia, and everywhere in between. It's easy to understand why... A warm climate...an affordable cost of living...lifestyle options from sandy beachfront to quiet inland retreats...an English-speaking community that's most welcoming of foreigners... Plus safety...stability...privacy... independence... freedom... these are the advantages that Belize holds out to the would-be retiree, expat, and investor. If these things appeal to you as much as they appeal to me, then I'd like to invite you to act sooner rather than later to make Belize part of your life...and to act with our help. This is an opportunity to leverage our long experience and the extensive infrastructure of resources and contacts we've developed in this country over nearly two-and-a-half decades of spending time and doing business here. Specifically, I'd like to invite you to join us as a member of our brand-new Belize Circle, a VIP organization that can make it possible for you to realize all your dreams of a new life in this top offshore haven as quickly, as easily, and as efficiently as possible. This is a unique opportunity to take advantage of a unique package of benefits to help you save time, money, and needless frustration... accomplishing whatever it is you'd like to accomplish in this frontier of adventure and potential. With the Belize Circle, launching your new life in paradise isn't hard work...it's turn-key. Think of this as your new life in Belize...in a box. All the advantages and benefits for your taking...all the hassle, struggle, and effort assumed by us. You know that once you make the decision to move overseas, many challenges lie ahead. You've got to think about residency issues...health care plans...renting or buying property in an unknown country...how to fund your new adventure overseas...what you need to pack... For some people, the practical, administrative aspects associated with making this kind of move can become overwhelming...sometimes so much so that these would-be adventurers just give up on their dreams altogether. Please, don't let that happen to you. There's no reason not to realize every agenda, every fantasy you have of living, investing, or retiring in Belize. Not when the top Belize experts you'll find anywhere are standing by to offer their full assistance on the ground. As a member of our new Belize Circle, you'll have access to all the resources you'll need to make and execute your own custom Belize Plan. Then, you'll continue to enjoy all membership benefits (I'll walk you through them in a moment) for life. We'll not only help you formulate your Belize Plan, but we'll also walk you through it, holding your hand every step of the way as you move from dream to reality. That's our promise to every Belize Circle member: All the help and support required to realize your Belize Plan, whatever it is... and then ongoing and continued support throughout the lifetime of your Belize adventures! Paradise made easy
Nowhere else could you find this level of personal Belize service coupled with such generous Belize discounts, perks, special benefits, and privileges. We call it "Belize In A Box"...paradise made easy. Specifically, here's what you'll enjoy as a member of the Belize Circle...
If I were to offer one piece of advice to any would-be expat, looking at any country in the world, it would be this: Before you can decide one way or the other about a place, you've got to wander the streets, walk the beaches, hike the hills, speak with other expats who've already made the move, and, critically, have all your questions answered by reliable experts with first-hand local knowledge and experience.
That's what Live and Invest Overseas conferences are all about. First, these in-country events are designed to give you a chance to get a first-hand feel for a place. At our events, you have time around the busy conference schedule to take a scheduled excursion...to wander off down the beach for a stroll...to explore the reef with your snorkel or dive gear...to get a taste of the local cuisine and culture...to get out to see what there is to see and to get to know the folks who would be your new neighbors. Second, our in-country events are a chance to meet experts and expats who've already taken the plunge, who can answer your questions and share their personal anecdotes about what to expect as you prepare for your own adventure. This kind of insider advice from those who've already been there and done that is invaluable. Over the course of our two-day events in Belize, you'll have the chance to:
Our next Live & Invest in Belize Conference is just around the corner--scheduled for Feb. 21-23, 2011. As a Belize Circle member, you'd be invited to join us free (you and a guest!) for this event. I can't think of a better way to start off your Belize Circle membership and to jump start your Belize adventures. This event is your chance to hear from the experts about medical care and health insurance in Belize...about real estate purchase and rentals...property title insurance...options for obtaining a visa and particulars for qualifying for the country's QRP program...opening a bank account...shipping your household goods...receiving mail as a Belize resident...everything right down to having the electricity turned on in your new home, arranging for cable TV and a cell phone, and furnishing your new Belize digs...
Plus, we'll walk you through a detailed and fully itemized budget for living in Belize, both as a property owner and as a renter. In fact, we'll present you with more than one budget, for your cost of living on Ambergris Caye, for example, would be quite different from that out in the Cayo. We'll also make sure you have plenty of time to mix and mingle one-on-one, during cocktail receptions and over poolside lunches, with both the speakers and your fellow attendees. These private introductions with like-minded folks and those whose footsteps you're considering following...these alone are worth the price of admission and can often prove the most important benefit of the entire event. Remember, as a Belize Circle member, you'll have the opportunity each year, over the lifetime of your membership, to attend every single Belize annual event we hold free...both you and a guest. Join us next month in Belize City...and, then, again, as often as you like in years to come ...all at no charge. Who knows... Down the road, after you're a full-fledged Belize resident yourself, we might invite you to attend the conference as a speaker...so that you can share your own Belize adventure tales with attendees! The cost of admission for these events is US$1,095 if you're attending alone--or US$1,595 if you bring a friend or spouse along. Which means, if you avail of your free entry to our Belize events once a year for 10 years (and bring a partner each time), the total value to you of this Belize Circle member benefit is US$15,950!
We hope, of course, that, as a Belize Circle member, you'll join us often for our Live & Invest in Belize Conferences. However, if, for whatever reason, you can't be with us in person, you don't miss out. We'll bring the information, the recommendations, the insights, and the discoveries of every Live & Invest in Belize event held during your Belize Circle membership, direct to you. We record every conference we hold. And, when you're a Belize Circle member, we'll send you the audio recordings from each year's Live & Invest in Belize Conference, along with all the PowerPoint presentations and other materials from all speakers participating in the event. All these materials will be archived on your Belize Circle members-only website, where you'll be able to access them anytime you want...as often as you like. Even when you have made it to Belize to participate in the live event, you may find yourself wanting to access these archives to recap on a certain presentation and to remind yourself of important particulars. This is a benefit you can start enjoying immediately. As soon as you are accepted as a Belize Circle member, you'll have access (via your members-only website) to the materials from our 2010 Live & Invest in Belize Conference, including the audio recording of every presentation at that event. When we package and sell these kinds of events materials, the price is as much as US$500. So, over 10 years of your Belize Circle membership, for example, this membership benefit is worth US$5,000.
When you do make it down to Belize to see this beautiful country for yourself, we'd like you to enjoy some of the best it has to offer with our compliments, as the guest of some of our friends here. Specifically, as a Belize Circle member, you are invited to stay free for two nights at one...or, indeed, at all!...of these four top retreats...
Use these four resorts as your bases to explore different regions of Belize...while relaxing in style and savouring the Belizean pace of life. In addition to offering guest accommodation, these resorts are private developments with opportunities for part- and full-time living. In some cases, expats and retirees are already in residence, meaning you could have the chance to meet with others just like you who have already settled here and already launched their Belize adventures. Maybe you'll even decide you'd like to come back to one of these beautiful settings as a resident yourself... (If so, be sure to avail of your special Belize Circle real estate purchase benefit - see Benefit #6 below!) Again, as a Belize Circle member, you qualify for complimentary stays of two nights at each of these four top resorts. Taking into consideration the daily rate at each of these developments, this benefit alone could be worth a total of US$600... This is our first time negotiating and offering this kind of an accommodation benefit in any country--and I hope you're as excited as I am that we've been able to make this part of our new Belize Circle package.
As a Belize Circle member, you'll have instant access to our complete library of Belize publications. Right now, this includes:
Once your Belize Circle membership application has been accepted, you'll be sent details for how to download each of these reports, so you can start familiarizing yourself with all that this country has to offer and formulating your own, customer Belize Plan. However, that's only the start. This benefit, like all Belize Circle benefits, continues for a lifetime. That's right. Any Live and Invest Overseas publishing product that relates to Belize will be yours, whether we publish it now, next year, or years from now. Once it's hot off the presses, you'll be sent the details by e-mail for how to enjoy full access. Every edition of every Belize product published over the lifetime of your Belize Circle membership. Even when you're settled in Belize, these timely reports from our Belize team of expats and experts will continue to provide insights, recommendations, ideas, tips, discoveries, and opportunities that you wouldn't otherwise be able to access. It's difficult to put a price on this, because this is a membership benefit that not only continues, but also expands. We're always growing our publications library, publishing new books and reports all the time. Extrapolating based only on what exists today, however, this bundle of Belize resources has a total value of US$131.94. Each of these products is published in a new edition each year. Over 10 years, that's a total value to you of US$1,319.40...
Recently, Lief has been the first (and even the only) to learn about and report on...
These special offers are usually limited--the developer may have just a handful of lots available for these kinds of special offers. And, certainly, the best inventory is available to those who get in first. Again, as a Belize Circle member, you're ahead of the game. With the kind of properties we're talking about, it wouldn't be unheard of for the special deals to sell out among Belize Circle members alone...and never make it to the rest of our readership. If you were to avail of just one special property deal during your two-year Belize Circle membership, the savings to you could amount to tens of thousands of dollars...and the potential for profit could be even greater...
When I first visited Belize more than 20 years ago, resort and real estate developments (at least, as we typically think of them) didn't exist. The jungle lodge where I stayed during my first few visits had no electricity and no telephone. We enjoyed rum drinks beneath the stars on the open-air deck bar each night...then retired to our un-air-conditioned, thatched-roof cabanas... Belize today is a different story. You can still find plenty of back-to-nature experiences, if that's what you're looking for (and this ability to leave the developed world behind is one of the most appealing things about Belize, I'd say). However, today it's also possible to live a fully appointed 21st-century lifestyle in Belize...while enjoying a view of the lapping Caribbean or a rainforest-covered mountainside from your bedroom window. Belize today is so appealing and life here can be so comfortable...that, once you've experienced it, you might want to invest in a little piece of Belize all your own. If you do, as a Belize Circle member, you'll qualify for special, member-only discounts at key resorts and developments across the country, including opportunities for purchasing land, beachfront lots, even fully turn-key condos at special pricing. Specifically, you'll save 2.5% off your purchase price. And, like all your Belize Circle benefits, this one extends for your lifetime and can be used anytime, whenever you're ready to act. In addition, the discount is not once-off. If you decide to make more than one buy at the communities included in this program, you enjoy the discount with each and every purchase. Right now, for instance, you could use your Belize Circle property purchase discount to own:
This is just a sample of the kinds of savings you could enjoy with your Belize Circle Property Purchase Discount. Were you to use your special Belize Circle Property Purchase Discount to buy just one piece of real estate in this country, you could save thousands of dollars... even tens of thousands of dollars! Plus, you can use your Belize Circle Property Purchase Discount in conjunction with any other special offers we make available during your membership (for example, the kinds of insider deals I mentioned in Benefit #5)...
At some point as you work to realize your Belize Plan, you're going to want professional legal counsel. As you prepare to launch your new life and adventures in this country, you'll have questions that can't be answered reliably by searching the web or just asking around... I'm talking about things like your tax situation and obligations living and investing in Belize...your options for establishing foreign residency and how to apply and qualify for them...how to organize your financial affairs (opening bank accounts, getting money in and out of the country, etc.)... These are issues that require expert help, not google searches or random tips. As a Belize Circle member, you will be eligible for an hour of free consultation time with one of the most respected, most experienced Belize experts anywhere, Joel Nagel. Joel is a U.S. tax attorney who's been helping Americans take their assets offshore and relocate overseas for almost two decades. And Joel is focused on Belize as a preferred, top offshore jurisdiction. Joel's a regular speaker at our live events. He's up-to-date on banking, taxation, residency, citizenship, and business opportunities in Belize. He's the man I trust most when it comes to these important issues, especially in Belize. Any time during your membership, you can arrange to consult with Joel. This one-hour complimentary consultation can take place over the phone or in-person (at one of our Belize events, for example). If you were to arrange for this type of one-to-one meeting independently, the cost would be US$500. However, Joel has kindly agreed to waive this fee for Belize Circle members...
When you're preparing for an international move--and maybe, even more so, once you've taken the leap and are getting your bearings in your new home--you'll come up with all sorts of questions...some to do with big issues like acquiring residency, shipping your household goods and personal belongings, shopping for a home to rent or to buy, and choosing health insurance...as well as others to do with everything from where to buy a new car to how to get a local driver's license...from how to choose the best cable/internet plan to where to shop for living room furniture for your new house...from how to find a reliable plumber or carpenter to how to make friends and get involved with your new community... With any move, you face many challenges, many questions. With an international move, the challenges can be even greater. Wouldn't it be nice to have someone to turn to for help every time you weren't sure where to go or which way to turn? Please allow me to introduce Macarena Rose and Yvette Dalton, your dedicated go-to girls on the ground in San Ignacio, Belize. Macarena, a single-mother of eight children (including six adopted children), has been living in Belize for six years now. She's been through all the necessary red tape involved with moving both herself and her youngest daughter to this country...finding a home...getting her phone line hooked up and internet connected...opening a bank account...enrolling her daughter in school... In addition, Macarena has built a successful real estate business in San Ignacio (an entirely new direction for her) and is well connected with the local community. Macarena even hosts a weekly Belizean television show, featuring local Belizeans. Whatever's happening in Belize, Macarena knows about it. Whatever you want to do in Belize, Macarena and her colleague and fellow Belize expat Yvette will know how and who can help. When you join the Belize Circle, you'll be given a contact telephone number and a private e-mail address direct to Macarena and Yvette. You'll enjoy unlimited access to our dynamic Belize duo throughout your entire Belize Circle membership. Whether you're looking for a reputable in-country attorney...specifics on what documents you'll need to open a bank account...where to find the freshest seafood at the best price...or details of local clubs (did I mention Macarena coaches the Cayo's semi-professional men's soccer team?), Macarena and Ivete are standing by always to help. We offer a similar service in Panama, where Panama Circle members rate their dedicated in-country liaison as the most valuable Panama Circle membership benefit of all. It's also the most difficult to quantify. How much is it worth to have a dedicated resource as experienced and as connected as Macarena Rose and Yvette are in Belize? Impossible to say. I can tell you, though, from personal experience, that relocating to a new place is enormously easier, more pleasant, and less costly when you have reliable help on the ground. We're launching this new Belize Circle program this month. However, as I mentioned, we've been offering our Panama Circle program for more than two years. Here's what one member of the Panama Circle has to say about the value of his members liaison in that country: "Most valuable aspect of my Circle Membership? Without a doubt, it's been the very personal assistance from the Members Liaison. She has provided wonderful support and has come up with an answer to every single question I've put to her. She is an invaluable resource, so well-connected in this country." -- John P., United States
This is a one-of-a-kind benefit, available nowhere else outside our group. Arranging health insurance in your new country of residence can be one of the most important and confusing issues you'll face as you prepare for your new life overseas. The options are many. What's best for you? We can't say, of course. However, I can tell you that the international health insurance Lief and I have chosen to carry since we left the States more than 13 years ago is with Bupa International. Why Bupa? We consider it the best international health insurance available. Among its benefits, Bupa provides:
In addition, Bupa's rates are very competitive relative to other international insurance options. In fact, your Bupa International coverage could, depending on your age and country of residence, cost less than Medicare. And, unlike Medicare, your Bupa policy will follow you wherever you travel. You can even arrange a policy (yes, at a greater cost) that will cover you not only in Belize but in the United States, as well (ideal if you're considering dividing your time between the two countries and establishing a part-time presence in Belize). As I said, we've been sold on Bupa International since we left the States. And the more research we've done, the more convinced we've become that this is the gold standard for international health insurance. Now, thanks to the Live and Invest Overseas Group Policy we've negotiated with Bupa International, all Belize Circle members will enjoy a 10% discount off the cost of their Bupa coverage. Your cost of coverage will depend on your age, your country of residence, and your personal health circumstances. An average premium cost for someone aged 65 or older can be US$2,500 per year, meaning your member discount would be US$250 per year--or a total savings of US$2,500 over 10 years of your membership...
When you're accepted as a Belize Circle member, your name is immediately added to our list of "VIP" readers. This means you're invited to join us for every VIP event, meeting, cocktail reception, teleconference, etc., that we offer, not only in Belize, but anywhere. At every conference we hold, anywhere in the world, we include at least one private VIP reception. In addition, at every conference, we set aside a private room for use by VIP attendees only. This is a place where you can check your e-mail (using the computer we provide), have private conversations with speakers, meet to chat with fellow attendees, or sit down with a member of the Live and Invest Overseas staff to review your questions and seek some one-on-one guidance. As a Belize Circle member, you'll be invited to join us, as our guest, for every VIP reception...and you'll be welcome to make full use of our VIP lounges.
Again, this applies not only to Belize events, but also to any others that might interest you--for example, our Retire Overseas conference...our Emergency Offshore Summit...our Latin America conference...etc. In addition, we also host monthly special opportunity teleconferences for VIP members. Again, as a Belize Circle member, you're invited to be on the line for these conversations and will be sent notice of each call in advance, along with details of how to dial in to participate. We'll be holding a private VIP party at our Live & Invest in Belize event in Belize City next month...and we'll hope to meet you there! Live your ultimate retirement!
Remember the question I asked you at the beginning of this letter... What is it that you most desire for your retirement? What is your fondest retirement daydream? Are you looking for...
If any (or all) of these things describes your ideal retirement...then this is your ticket. Belize, as I've explained, offers all of these advantages and benefits...and many more... Belize is a special place...that makes more sense right now than ever...
If you'd like to be part of this unique little country--whether part- or full-time--this is all the help you need to make that happen. Leverage our two-and-a-half decades of experience spending time and doing business in this little English-speaking land of opportunity. Use our contacts, tap into our resources, learn from our mistakes... If Belize is on your radar, and you're ready to begin formulating and executing your own Belize Plan, then you'll find membership in our new Belize Circle invaluable. That said, let's try to quantify things... Here's a recap of what your Belize Circle lifetime membership package includes:
Using even these conservative estimates, Belize Circle lifetime membership has an estimated value of US$52,369.40. Big number. Big value.
What price do we assign to Belize Circle lifetime membership? First, let me assure you, it's nowhere near US$52,369.40. The cost of lifetime membership in the Belize Circle is US$4,800. However, during this period of Charter Membership, you can join the Belize Circle for just US$3,800. That's a savings of more than 20% off the regular cost of membership. And, in addition, right now, during this period of Charter Membership, we're also making it possible for you to become a member without paying the full membership fee up front, all at once. Our flexible Charter Membership payment plan gives you the option to secure your Belize Circle lifetime membership by paying just US$1,800 down...and then paying the remainder of your membership fee in 10 monthly installments of just US$200... After those 10 months, that's all you'll ever pay, other than a nominal annual administration fee of US$69. When you consider what you're buying...the ultimate retirement dream in one of the world's premier retirement havens...I think you'll agree that this is a very special offer at a very special price. This is a chance to reinvent your life and to launch the adventure of your lifetime...in a beautiful, tropical, English-speaking haven. It could also be a chance to reduce your tax burden, maybe even to zero. And to protect and safeguard your financial future...and that of your family... Belize is one of the world's top (and only remaining) offshore, tax, and privacy havens. It's also one of the most appealing places in the world to call home...full- or even part-time... Register now to secure your Belize Circle Lifetime Charter Membership in time to join us for this year's Live & Invest in Belize Conference
At Live and Invest Overseas, we take our commitments to all our readers--and, especially, to our VIP members--seriously. That's why, to guarantee a first-rate service, where every member's needs and agendas are addressed in a timely manner, we must limit membership in our new Belize Circle. That's why this Charter Membership offer is available to just 25 members. So, if this opportunity is something that interests you, I urge you not to delay sending in your application for registration. Admission to the Belize Circle is on a first-come, first-served basis. And, once we reach our 25-member limit, the offer will be closed indefinitely. We can't allow this private group to grow too big too fast. Otherwise, we risk not being able to provide the level of service and support we're promising.  I look forward to welcoming you as a Belize Circle Charter Lifetime Member...and then to helping you to realize every Belize dream you have... Sincerely,  Kathleen Peddicord Publisher,Live and Invest Overseas P.S. Another reason to register sooner rather than later for the Belize Circle is so you can join us for the upcoming Live & Invest in Belize Conference, taking place in Belize City Feb. 21-23. I can't think of a better way to start tapping into all your Belize Circle resources and benefits. You'll get to meet your Belize Circle Members Liaisons, Macarena Rose and Yvette Dalton, as well as our entire crew of Belize experts and expats...all under one roof. It's not to be missed... |
Mike and I would like to take this opportunity to thank you so very much for the recent Live and Invest Conference. Our minds are still reeling with all of the information presented to us.
Benefit #5: First Notice Of Special Deals On Belize Real Estate Opportunities
Benefit #9: Access To Our Live and Invest Overseas Group Bupa International Health Insurance Policy
Reach us with questions and comments at CustomerService@liveandinvestoverseas.com Copyright © 2011 Live and Invest Overseas or by phone, toll free from North America at 1-888-627-8834 or +1-443-599-1221 |